How Crypto Exchanges (and Non-Custodial Wallets) Double as Savings-Account Providers

Image by andreyphoto63 at Freepik

With the rise of stablecoins in recent years and more crypto exchanges offering lending and staking rewards, individuals can earn more money by holding funds on a crypto exchange rather than a typical bank.

It’s common to see annual percentage yields (APYs) of over 8% and, in many cases, >10%.

Best of all, you don’t have to use centralised…